SCRATCH FINANCIAL, INC. is a South Dakota corporation, registered on May 1, 2017. It is based at 225 S LAKE AVENUE, SUITE 250, PASADENA, CA, 91101. The company is currently listed as active on the South Dakota register, is registered under company number FB133010 and carries EIN 811088059. Its E-Verify enrollment reports a workforce of 100 to 499 employees, hiring at 42 sites across 17 states. Public records for the company include 1 SoS registration, 5 licenses, 1 federal contract, 1 loan record, 1 H-1B filing, 1 E-Verify record and 4 Form 5500 filings. Every fact here is republished from an official public register and traces back to a primary source document.
| Legal entity name | SCRATCH FINANCIAL, INC. |
|---|---|
| Principal address | 225 S LAKE AVENUE, SUITE 250PASADENA91101CAUnited States |
| Registration state | South Dakota |
| Status | Active |
| Formed in | Delaware (foreign registration) |
| Home company | SCRATCH FINANCIAL, INC. |
| Registered | 1 May 2017 (over 9 years ago) |
| Entity type | Corporation |
| Standing | compliant |
| Company number | FB133010 |
| EIN | 811088059 |
| Employees (modeled) |
| ≈67 employees2024 |
| Workforce size | 100 to 499 employees · updated 18 May 2026 |
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| Hiring sites | 42 sites across 17 states |
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| H-1B filings | 1 LCA filing, FY 2019 |
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| Registered agent | BUSINESS FILINGS INCORPORATED |
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| Source registry | South Dakota Secretary of State · updated 15 June 2026 |
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| Public records | 1 SoS registration |
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| Est. revenue (modeled) | $41.2M2024 |
|---|---|
| Federal contractor | Yes · 1 federal recipient record (SAM) |
| SBA loans | $334K · approved amounts |
| State | Business name | Filed | Registered agent | Officers | Status | |
|---|---|---|---|---|---|---|
| South DakotaTHIS | SCRATCH FINANCIAL, INC. | 2017-05-01 | BUSINESS FILINGS INCORPORATED | — | Active | |
Filing ID FB133010 Jurisdiction Foreign · CorporationFormed in Delaware Principal address 225 S LAKE AVENUE, SUITE 250, PASADENA, CA, 91101 Registered agent BUSINESS FILINGS INCORPORATED319 S COTEAU STREET, PIERRE, SD, 57501 Officers Not reported | ||||||
| Alaska | Scratch Financial, Inc. | 2017-06-12 | BUSINESS FILINGS INCORPORATED | Caleb MorseDirector, Secretary, ShareholderKonstantinos SgoutasDirector4 more | Active | |
| Alabama | Scratch Financial, Inc. | 2017-04-25 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Arkansas | SCRATCH FINANCIAL, INC. | 2017-06-16 | BUSINESS FILINGS INCORPORATED | CALEB MORSEOfficerCALEB B MORSEOfficer1 more | Active | |
| Arizona | SCRATCH FINANCIAL, INC. | 2017-01-03 | BUSINESS FILINGS INCORPORATED | JOHN KEATLEYDirectorPhilip FleischmanDirector4 more | Active | |
| California | SCRATCH FINANCIAL, INC. | 2017-04-06 | BUSINESS FILINGS INCORPORATED | Caleb MorseOfficerJOHN KEATLEYOfficer | Active | |
| Colorado | Scratch Financial, Inc. | 2017-04-20 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Connecticut | SCRATCH FINANCIAL, INC. | 2017-05-25 | BUSINESS FILINGS INCORPORATED | Ryan HarrisDirectorWilliam Smith JrDirector6 more | Active | |
| District of Columbia | Scratch Financial, INC | 2017-04-25 | Business Filings Incorporated | John KeatleyOwnerCaleb MorseOwner | Active | |
| Delaware | SCRATCH FINANCIAL, INC. | 2016-01-11 | BUSINESS FILINGS INCORPORATED | — | Unknown | |
| Florida | SCRATCH FINANCIAL, INC. | 2017-04-27 | BUSINESS FILINGS INCORPORATED | Caleb MorseOfficer, DirectorRyan HarrisDirector6 more | Active | |
| Georgia | Scratch Financial, Inc. | 2017-03-27 | Business Filings Incorporated | Caleb MorseOfficerJohn KeatleyOfficer | Active | |
| Hawaii | SCRATCH FINANCIAL, INC. | 2017-08-31 | BUSINESS FILINGS INCORPORATED | SMITH,THOMASDirectorTAYLOR,ANDREWDirector4 more | Active | |
| Iowa | SCRATCH FINANCIAL, INC. | 2017-04-24 | BUSINESS FILINGS INCORPORATED | CALEB MORSEOfficerKONSTANTINOS SGOUTASDirector4 more | Active | |
| Idaho | SCRATCH FINANCIAL, INC. | 2017-04-24 | BUSINESS FILINGS INCORPORATED | Andrew TaylorDirectorCALEB MORSEOfficer, Director6 more | Active | |
| Illinois | SCRATCH FINANCIAL, INC. | 2017-07-06 | BUSINESS FILINGS INCORPORATED | — | Inactive | |
| Indiana | SCRATCH FINANCIAL, INC. | 2017-05-15 | BUSINESS FILINGS INCORPORATED | William Smith JrOfficerJohn KeatleyOfficer2 more | Active | |
| Kansas | SCRATCH FINANCIAL, INC. | 2017-04-28 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Kentucky | Scratch Financial, Inc. | 2017-04-24 | Business Filings Incorporated | Caleb MorseOfficer, DirectorJohn KeatleyDirector, Officer4 more | Active | |
| Louisiana | SCRATCH FINANCIAL, INC. | 2017-05-31 | BUSINESS FILINGS INCORPORATED | Thomas SmithDirectorCaleb MorseDirector, Officer4 more | Active | |
| Massachusetts | SCRATCH FINANCIAL, INC. | 2017-05-08 | BUSINESS FILINGS INCORPORATED | John KeatleyOfficer, DirectorCaleb MorseDirector, Officer4 more | Active | |
| Maryland | SCRATCH FINANCIAL, INC | 2017-04-19 | BUSINESS FILINGS INTERNATIONAL INCORPORATED | — | Active | |
| Maine | SCRATCH FINANCIAL, INC. | 2017-04-28 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Michigan | SCRATCH FINANCIAL, INC. | 2017-06-16 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Minnesota | Scratch Financial, Inc | 2017-04-27 | Business Filings Incorporated | John KeatleyOfficer | Active | |
| Missouri | SCRATCH FINANCIAL, INC. | 2017-05-02 | BUSINESS FILINGS INCORPORATED | Thomas SmithDirectorKonstantinos SgoutasDirector4 more | Active | |
| Mississippi | Scratch Financial, Inc. | 2017-04-25 | Business Filings Incorporated | John KeatleyDirector, OfficerCaleb MorseDirector, Officer4 more | Active | |
| Montana | Scratch Financial, Inc. | 2017-04-24 | BUSINESS FILINGS INCORPORATED | Andrew TaylorDirectorThomas SmithDirector4 more | Active | |
| North Carolina | Scratch Financial, Inc. | 2017-04-24 | Business Filings Incorporated | Keatley, JohnOfficerMorse, CalebOfficer | Active | |
| North Dakota | SCRATCH FINANCIAL, INC. | 2017-05-23 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Nebraska | SCRATCH FINANCIAL, INC. | 2017-05-01 | BUSINESS FILINGS INCORPORATED | CALEB MORSEOfficer, DirectorPHILIP FLEISCHMANDirector4 more | Active | |
| New Hampshire | SCRATCH FINANCIAL, INC. | 2017-04-24 | Business Filings Incorporated | Caleb MorseOfficer, DirectorJohn KeatleyOfficer, Director4 more | Active | |
| New Mexico | Scratch Financial, Inc. | 2017-04-28 | BUSINESS FILINGS INCORPORATED | Caleb MorseOfficer, DirectorJohn KeatleyOfficer, Director4 more | Active | |
| Nevada | SCRATCH FINANCIAL, INC. | 2017-06-05 | BUSINESS FILINGS INCORPORATED | CALEB B MORSEOfficerPhilip FleischmanDirector5 more | Active | |
| New York | SCRATCH FINANCIAL, INC. | 2017-05-31 | business filings incorporated | JOHN KEATLEYOfficer | Active | |
| Ohio | SCRATCH FINANCIAL, INC. | 2017-03-27 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Oklahoma | SCRATCH FINANCIAL, INC. | 2017-05-15 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Oregon | SCRATCH FINANCIAL, INC. | 2017-05-18 | BUSINESS FILINGS INCORPORATED | CALEB MORSEOfficerJOHN KEATLEYOfficer | Active | |
| Pennsylvania | Scratch Financial. Inc. | 2017-04-24 | — | John KeatleyDirector, OfficerPhilip FleischmanDirector4 more | Active | |
| Rhode Island | Scratch Financial, Inc. | 2017-04-28 | BUSINESS FILINGS INCORPORATED | ANDREW TAYLORDirectorCALEB MORSEOfficer, Director4 more | Active | |
| South Carolina | Scratch Financial, Inc. | 2017-05-09 | Business Filings Incorporated | — | Active | |
| Tennessee | SCRATCH FINANCIAL, INC. | 2017-03-28 | BUSINESS FILINGS INCORPORATED | — | Active | |
| Texas | Scratch Financial, Inc. | 2017-03-29 | Business Filings Incorporated | ERIC HEDBERGOfficerCALEB MORSEOfficer1 more | Active | |
| Utah | SCRATCH FINANCIAL, INC. | 2016-11-07 | BUSINESS FILINGS INCORPORATED | Thomas SmithDirectorCaleb MorseOfficer, Director5 more | Active | |
| Utah | SCRATCH FINANCIAL, INC. | 2022-09-15 | — | — | Active | |
| Utah | SCRATCH FINANCIAL, INC. | 2016-11-07 | BUSINESS FILINGS INCORPORATED | CALEB MORSEOfficer, DirectorJOHN KEATLEYDirector, Officer | Expired | |
| Virginia | Scratch Financial, Inc. | 2017-06-14 | Business Filings Incorporated | CALEB MORSEOfficerAndrew TaylorOfficer4 more | Active | |
| Vermont | SCRATCH FINANCIAL, INC. | 2017-10-27 | BUSINESS FILINGS INCORPORATED | CALEB MORSEDirector, OfficerJohn KeatleyOfficer, Director4 more | Active | |
| Washington | SCRATCH FINANCIAL, INC. | 2017-03-01 | BUSINESS FILINGS INCORPORATED | ANDREW TAYLORDirectorWILLIAM SMITH JRDirector4 more | Active | |
| Wisconsin | SCRATCH FINANCIAL, INC. | 2017-05-01 | BUSINESS FILINGS INCORPORATED | — | Active | |
| West Virginia | SCRATCH FINANCIAL, INC. | 2017-04-28 | BUSINESS FILINGS INCORPORATED | CALEB B MORSEOfficerCALEB MORSEDirector1 more | Active | |
| West Virginia | SCRATCH FINANCIAL, INC. | 2022-09-09 | SCRATCH FINANCIAL INC | JOHN KEATLEYOfficer | Unknown | |
| Wyoming | Scratch Financial, Inc. | 2017-05-05 | Business Filings Incorporated | — | Active | |
Companies and people linked to SCRATCH FINANCIAL, INC. in the state registers through shared officers, a shared registered agent, shared filing contacts or a shared address. Service companies file for many unrelated businesses — a shared agent, address or contact alone does not prove affiliation.
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Browse the indexed registries by state, or look up any debtor name free, at UCC lien search.
| State | License / ID | Type | Issued | Status | |
|---|---|---|---|---|---|
| Alaska | 2164516 | — | 2022-09-12 | Active | |
| Delaware | 2025946019 | — | — | Unknown | |
| — | — | Premises | — | Expired | |
| Ohio | CI.550006.000 | CONSUMER INSTALLMENT LOAN ACT | — | Unknown | |
| — | 2108102-DCA | Premises | — | Closed | |
| Amount | Approved | Lender | Jobs | Status | |
|---|---|---|---|---|---|
| $333,795 | 06/16/2020 | Lendistry SBLC, LLC | 42 | Exemption 4 | |
| Case | Filed | Job title | Wage | Worksite | Status | |
|---|---|---|---|---|---|---|
| I-200-19045-207004 | 2019-02-14 | DIRECTOR OF FINANCE | $100,000/yr | Pasadena | CERTIFIED | |
| State | Workforce | Hiring sites | Enrolled | Industry | Status | |
|---|---|---|---|---|---|---|
| 17 states | 100 to 499 | 42 | 4/25/2024 | FINANCE AND INSURANCE (52) | Open | |
Employee-benefit plan filings by SCRATCH FINANCIAL, INC. with the Department of Labor. Employee and revenue figures are modeled estimates derived from retirement-plan participant counts and industry ratios — not official headcount or reported revenue.
| Employees (modeled) | ≈67 · plan year 2024 |
|---|---|
| Est. annual revenue (modeled) | $41.2M |
| Retirement plan assets | $1.3M |
| Benefit plans | 401(k) plan on file |
| Filing history | 4 plan years filed, 2021–2024 |
| Sponsor EIN | 81-1088059 |
| Plan year | Employees (est.) | Participants | Plan assets | Revenue (est.) | 401(k) | |
|---|---|---|---|---|---|---|
| 2024 | ≈67 | 68 (60 active) | $1.3M | $41.2M | 401(k) | |
| 2023 | ≈40 | 44 (36 active) | $645,837 | $24.3M | 401(k) | |
| 2022 | ≈39 | 36 (35 active) | $291,469 | $18.9M | 401(k) | |
| 2021 | ≈33 | 30 (30 active) | $163,704 | $16.6M | 401(k) | |
Matched Form 5500 filing records:
| Plan | Plan year | Participants | EIN | |
|---|---|---|---|---|
| SCRATCH FINANCIAL, INC. 401(K) PLAN | — | — | — | |
| SCRATCH FINANCIAL, INC. 401(K) PLAN | — | — | — | |
| SCRATCH FINANCIAL, INC. 401(K) PLAN | — | — | — | |
| SCRATCH FINANCIAL, INC. 401(K) PLAN | — | — | — | |
Federal court records load when you reach this section.
12 companies are registered at 225 S LAKE AVENUE, SUITE 250, PASADENA — shared registered-office and agent addresses are common; a shared address alone does not link businesses.
Netstate aggregates public records from federal, state and municipal sources; records are matched to this company by its registered legal names. Latest source snapshot 2026-07-29. Document getpalm-companies/9279-7454-3825.