Netstate

Solutions · Payment risk & underwriting

Read the merchant’s paper trail before you carry its risk.

UCC positions, SBA history, licenses, standing — one cited profile at application, watched for the life of the account.

128M
registered companies
400M+
liens, licenses & filings
16
federal datasets
61
state & provincial registers

Pull, read, watch

01 · Pull

Resolve the applicant to its entity

One query — including out-of-state registrations.

02 · Read

See who’s already ahead of you

UCC creditors, dates, collateral; SBA history.

03 · Watch

Monitor through the term

New liens and lapses reach your team in time.

The records an underwriting file draws from

UCC lien positions
Creditors, filing dates, collateral.
SBA & PPP history
7(a), 504 and PPP — amounts and status.
Licenses & permits
Verified at the origin.
Standing
In every state of registration.
Estimated revenue
Derived — always labeled an estimate.
Federal contracts
USAspending awards.

Business records only: Netstate is not a consumer reporting agency, and its data may not be used for consumer credit decisions or any purpose covered by the FCRA. Every source is listed in the methodology; the step-by-step workflow lives in the underwriting-research walkthrough.

Plug it into what you run today

Console & profiles

Search and read cited profiles in the browser.

API & MCP

The same records over REST, plus an MCP server at /mcp.

Exports & watchlists

Profile PDFs, bulk CSV, and watchlist alerts on new filings.

Pick the plan that fits the volume.

From $39/month — premium records, CSV export and the research assistant. Cancel anytime.