FINANCIAL CONCEPTS, INC. is a South Dakota corporation, registered on August 7, 1995. It is based at 1912 W Main St, RAPID CITY, SD, 57702. The company is currently listed as active on the South Dakota register, is registered under company number DB036121 and carries EIN 382233271. Public records for the company include 1 SoS registration, 3 federal contracts, 7 loan records and 30 Form 5500 filings. Every fact here is republished from an official public register and traces back to a primary source document.
| Legal entity name | FINANCIAL CONCEPTS, INC. |
|---|---|
| Principal address | 1912 W Main StRAPID CITY57702SDUnited States |
| Registration state | South Dakota |
| Status | Active |
| Registered | 7 August 1995 (about 31 years ago) |
| Entity type | Corporation |
| Standing | compliant |
| Company number | DB036121 |
| EIN | 382233271 |
| Employees (modeled) | ≈4 employees2025 |
| Registered agent | Peggy Busse |
| Source registry | South Dakota Secretary of State · updated 15 June 2026 |
| Public records |
| 1 SoS registration |
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| Est. revenue (modeled) | $10.9M2025 |
|---|---|
| Federal contractor | Yes · 3 federal recipient records (SAM) |
| SBA loans | $352K · approved amounts |
| State | Business name | Filed | Registered agent | Officers | Status | |
|---|---|---|---|---|---|---|
| South DakotaTHIS | FINANCIAL CONCEPTS, INC. | 1995-08-07 | Peggy Busse | — | Active | |
Filing ID DB036121 Jurisdiction Domestic · Corporation Principal address 1912 W Main St, RAPID CITY, SD, 57702 Registered agent Peggy Busse1912 W MAIN ST, SUITE 3-C, RAPID CITY, SD, 57702 Officers Not reported | ||||||
Companies and people linked to FINANCIAL CONCEPTS, INC. in the state registers through shared officers, a shared registered agent, shared filing contacts or a shared address. Service companies file for many unrelated businesses — a shared agent, address or contact alone does not prove affiliation.
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Browse the indexed registries by state, or look up any debtor name free, at UCC lien search.
| Amount | Approved | Lender | Jobs | Status | |
|---|---|---|---|---|---|
| $25,000 | 2005-07-25 | Capital One National Association | — | P I F | |
| $23,367 | 05/05/2020 | Wells Fargo Bank, National Association | 5 | Paid in Full | |
| $20,833 | 04/29/2020 | Sandy Spring Bank | 1 | Paid in Full | |
| $114,100 | 04/28/2020 | First Merchants Bank | 5 | Paid in Full | |
| $9,000 | 04/06/2020 | Black Hills Community Bank, National Association | 2 | Paid in Full | |
| $26,565 | 01/30/2021 | Sandy Spring Bank | 2 | Paid in Full | |
| $133,100 | 01/25/2021 | First Merchants Bank | 6 | Paid in Full | |
Employee-benefit plan filings by FINANCIAL CONCEPTS, INC. with the Department of Labor. Employee and revenue figures are modeled estimates derived from retirement-plan participant counts and industry ratios — not official headcount or reported revenue.
| Employees (modeled) | ≈4 · plan year 2025 |
|---|---|
| Est. annual revenue (modeled) | $10.9M |
| Retirement plan assets | $20.8M |
| Benefit plans | 401(k) plan on file |
| Filing history | 27 plan years filed, 1999–2025 |
| Sponsor EIN | 38-2233271 |
| Plan year | Employees (est.) | Participants | Plan assets | Revenue (est.) | 401(k) | |
|---|---|---|---|---|---|---|
| 2025 | ≈4 | 7 (4 active) | $20.8M | $10.9M | 401(k) | |
| 2024 | ≈6 | 7 (5 active) | $19.4M | $17.7M | 401(k) | |
| 2023 | ≈6 | 7 (5 active) | $17.2M | $17.6M | 401(k) | |
| 2022 | ≈6 | 7 (5 active) | $15.2M | $16.7M | 401(k) | |
| 2021 | ≈7 | 7 (6 active) | $17.9M | $18.3M | 401(k) | |
| 2020 | ≈6 | 6 (5 active) | $15.1M | $16.4M | 401(k) | |
| 2019 | ≈6 | 6 (5 active) | $15.5M | $16.1M | 401(k) | |
| 2018 | ≈6 | 6 (5 active) | $12.3M | $15.9M | 401(k) | |
| 2017 | ≈6 | 6 (5 active) | $13.4M | $15.7M | 401(k) | |
| 2016 | ≈6 | 6 (5 active) | $10.9M | $15.3M | 401(k) | |
Matched Form 5500 filing records:
| Plan | Plan year | Participants | EIN | |
|---|---|---|---|---|
| FINANCIAL CONCEPTS, INC. PROFIT SHARING PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. PROFIT SHARING PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. PROFIT SHARING PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. PROFIT SHARING PLAN | — | — | — | |
| FINANCIAL CONCEPTS, INC. 401(K) PLAN | — | — | — | |
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Companies adjacent to FINANCIAL CONCEPTS, INC. in the South Dakota Secretary of State register, in alphabetical order.
Netstate aggregates public records from federal, state and municipal sources; records are matched to this company by its registered legal names. Latest source snapshot 2026-06-17. Document getpalm-companies/3792-8033-7042.